Many employers choose to take occupational accident coverage to protect against on-the-job injuries. The benefits offered under occupational accident policies tend to mirror workers compensation benefits - wage replacement, medical cost - and can add liability protection against employee lawsuits.
You will sleep more soundly once you take occupational accident coverage.
Let's face reality. If an employee is hurt severely on-the-job, it could be seriously detrimental to your lifestyle as a business owner. Occupational accident rates are lower than ever before; consider taking coverage.
